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 Final Expense 


Final expense insurance

Have you ever considered what your funeral should be like, what kind of service there should be, or even what kind of coffin you would prefer? If you're over age 50, you probably have, and you may have even done some pre-planning.

According to a 2007 survey by AARP, 34 percent of the over-50 population has done some pre-planning and 23 percent have pre-paid a portion or all of the funeral or burial expenses for themselves or someone else. That translates into 20 million people age 50 or older who have already paid some funeral expenses. A traditional funeral, including a casket and vault, costs about $6,000, according to the Federal Trade Commission (FTC), and additions such as obituary notices, flowers and limousines easily run up the total to over $10,000.

There are plenty of reasons to pre-plan and, if possible, pre-pay your final arrangements long before the need arises.

Final expense insurance

Final expense insurance, also known as "burial" or "funeral" insurance is a life insurance policy with a low face value, such as $5,000 to $50,000, that you buy directly from an insurance agency. You can name any beneficiary, typically a family member, who would make the claim and receive the money upon your death. That beneficiary would then be responsible for using the money to carry out your wishes.

 

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Ad Mor Insurance, LLc

1161 Pond Cypress Drive

Virginia Beach, VA 23455

Telephone: 757-486-2492

Fax: 757-486-2572

 



Ad-Mor Insurance,  Phone: (757) 486-2492, Fax: (757) 486-2572

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